Files
openfoodnetwork/spec/lib/stripe/payment_intent_validator_spec.rb
2024-05-09 12:24:41 +10:00

309 lines
16 KiB
Ruby

# frozen_string_literal: true
require 'spec_helper'
require 'stripe/payment_intent_validator'
RSpec.describe Stripe::PaymentIntentValidator do
let(:payment_method) {
create(:stripe_sca_payment_method, distributor_ids: [create(:distributor_enterprise).id],
preferred_enterprise_id: create(:enterprise).id)
}
let(:year_valid) { Time.zone.now.year.next }
describe "#call", :vcr, :stripe_version do
let(:payment) {
create(:payment, amount: payment_intent.amount, payment_method:,
response_code: payment_intent.id, source: pm_card)
}
let(:validator) { Stripe::PaymentIntentValidator.new(payment) }
describe "as a guest" do
context "when payment intent is valid" do
shared_examples "payments intents" do |card_type, card_number|
context "from #{card_type}" do
let!(:pm_card) do
Stripe::PaymentMethod.create({
type: 'card',
card: {
number: card_number,
exp_month: 12,
exp_year: year_valid,
cvc: '314',
},
})
end
let!(:payment_intent) do
Stripe::PaymentIntent.create({
amount: 100,
currency: 'eur',
payment_method: pm_card,
payment_method_types: ['card'],
capture_method: 'manual',
})
end
let(:payment_intent_response_body) {
[id: payment_intent.id, status: payment_intent.status]
}
before do
Stripe::PaymentIntent.confirm(payment_intent.id)
end
it "returns payment intent id and does not raise" do
expect {
result = validator.call
expect(result).to eq payment_intent_response_body
}.not_to raise_error Stripe::StripeError
end
it "captures the payment" do
expect(Stripe::PaymentIntent.retrieve(
payment_intent.id
).status).to eq("requires_capture")
Stripe::PaymentIntent.capture(payment_intent.id)
expect(Stripe::PaymentIntent.retrieve(
payment_intent.id
).status).to eq("succeeded")
end
end
end
context "valid non-3D credit cards are correctly handled" do
it_behaves_like "payments intents", "Visa", 4_242_424_242_424_242
it_behaves_like "payments intents", "Visa (debit)", 4_000_056_655_665_556
it_behaves_like "payments intents", "Mastercard", 5_555_555_555_554_444
it_behaves_like "payments intents", "Mastercard (2-series)", 2_223_003_122_003_222
it_behaves_like "payments intents", "Mastercard (debit)", 5_200_828_282_828_210
it_behaves_like "payments intents", "Mastercard (prepaid)", 5_105_105_105_105_100
it_behaves_like "payments intents", "American Express", 378_282_246_310_005
it_behaves_like "payments intents", "American Express", 371_449_635_398_431
it_behaves_like "payments intents", "Discover", 6_011_111_111_111_117
it_behaves_like "payments intents", "Discover", 6_011_000_990_139_424
it_behaves_like "payments intents", "Discover (debit)", 6_011_981_111_111_113
it_behaves_like "payments intents", "Diners Club", 3_056_930_009_020_004
it_behaves_like "payments intents", "Diners Club (14-digit card)", 36_227_206_271_667
it_behaves_like "payments intents", "BCcard and DinaCard", 6_555_900_000_604_105
it_behaves_like "payments intents", "JCB", 3_566_002_020_360_505
it_behaves_like "payments intents", "UnionPay", 6_200_000_000_000_005
it_behaves_like "payments intents", "UnionPay (19-digit card)", 6_205_500_000_000_000_004
end
xcontext "valid 3D cards are correctly handled" do
pending("updating spec to handle 3D2S cards")
it_behaves_like "payments intents", "UnionPay (debit)", 6_200_000_000_000_047
end
end
context "when payment intent is invalid" do
shared_examples "payments intents" do |card_type, card_number, error_message|
context "from #{card_type}" do
let!(:pm_card) do
Stripe::PaymentMethod.create({
type: 'card',
card: {
number: card_number,
exp_month: 12,
exp_year: year_valid,
cvc: '314',
},
})
end
let(:payment_intent) do
Stripe::PaymentIntent.create({
amount: 100,
currency: 'eur',
payment_method: pm_card,
payment_method_types: ['card'],
capture_method: 'manual',
})
end
it "raises Stripe error with payment intent last_payment_error as message" do
expect {
Stripe::PaymentIntent.confirm(payment_intent.id)
}.to raise_error Stripe::StripeError, error_message
end
end
end
context "invalid credit cards are correctly handled" do
it_behaves_like "payments intents", "Generic decline", 4_000_000_000_000_002,
"Your card was declined."
it_behaves_like "payments intents", "Insufficient funds decline", 4_000_000_000_009_995,
"Your card has insufficient funds."
it_behaves_like "payments intents", "Lost card decline", 4_000_000_000_009_987,
"Your card was declined."
it_behaves_like "payments intents", "Stolen card decline", 4_000_000_000_009_979,
"Your card was declined."
it_behaves_like "payments intents", "Expired card decline", 4_000_000_000_000_069,
"Your card has expired."
it_behaves_like "payments intents", "Incorrect CVC decline", 4_000_000_000_000_127,
"Your card's security code is incorrect."
it_behaves_like "payments intents", "Processing error decline", 4_000_000_000_000_119,
"An error occurred while processing your card. Try again in a little bit."
it_behaves_like "payments intents", "Exceeding velocity limit decline",
4_000_000_000_006_975,
%(Your card was declined for making repeated attempts too frequently
or exceeding its amount limit.).squish
end
end
end
describe "as a Stripe customer" do
context "when payment intent is valid" do
let(:payment_method_id) { pm_card.id }
let(:customer_id) { customer.id }
let!(:user) { create(:user, email: "apple.customer@example.com") }
let(:credit_card) { create(:credit_card, gateway_payment_profile_id: pm_card.id, user:) }
let(:customer) do
Stripe::Customer.create({
name: 'Apple Customer',
email: 'applecustomer@example.com',
})
end
shared_examples "payments intents" do |card_type, card_number|
context "from #{card_type}" do
let!(:pm_card) do
Stripe::PaymentMethod.create({
type: 'card',
card: {
number: card_number,
exp_month: 12,
exp_year: year_valid,
cvc: '314',
},
})
end
let!(:payment_intent) do
Stripe::PaymentIntent.create({
amount: 100,
currency: 'eur',
payment_method: pm_card,
payment_method_types: ['card'],
capture_method: 'manual',
customer: customer.id,
setup_future_usage: "off_session"
})
end
let(:payment_intent_response_body) {
[id: payment_intent.id, status: payment_intent.status]
}
before do
credit_card.update_attribute :gateway_customer_profile_id, customer_id
Stripe::PaymentIntent.confirm(payment_intent.id)
end
it "returns payment intent id and does not raise" do
expect {
result = validator.call
expect(result).to eq payment_intent_response_body
}.not_to raise_error Stripe::StripeError
end
it "captures the payment" do
expect(Stripe::PaymentIntent.retrieve(
payment_intent.id
).status).to eq("requires_capture")
Stripe::PaymentIntent.capture(payment_intent.id)
expect(Stripe::PaymentIntent.retrieve(
payment_intent.id
).status).to eq("succeeded")
end
end
end
context "valid non-3D credit cards are correctly handled" do
it_behaves_like "payments intents", "Visa", 4_242_424_242_424_242
it_behaves_like "payments intents", "Visa (debit)", 4_000_056_655_665_556
it_behaves_like "payments intents", "Mastercard", 5_555_555_555_554_444
it_behaves_like "payments intents", "Mastercard (2-series)", 2_223_003_122_003_222
it_behaves_like "payments intents", "Mastercard (debit)", 5_200_828_282_828_210
it_behaves_like "payments intents", "Mastercard (prepaid)", 5_105_105_105_105_100
it_behaves_like "payments intents", "American Express", 378_282_246_310_005
it_behaves_like "payments intents", "American Express", 371_449_635_398_431
it_behaves_like "payments intents", "Discover", 6_011_111_111_111_117
it_behaves_like "payments intents", "Discover", 6_011_000_990_139_424
it_behaves_like "payments intents", "Discover (debit)", 6_011_981_111_111_113
it_behaves_like "payments intents", "Diners Club", 3_056_930_009_020_004
it_behaves_like "payments intents", "Diners Club (14-digit card)", 36_227_206_271_667
it_behaves_like "payments intents", "BCcard and DinaCard", 6_555_900_000_604_105
it_behaves_like "payments intents", "JCB", 3_566_002_020_360_505
it_behaves_like "payments intents", "UnionPay", 6_200_000_000_000_005
it_behaves_like "payments intents", "UnionPay (19-digit card)", 6_205_500_000_000_000_004
end
xcontext "valid 3D cards are correctly handled" do
pending("updating spec to handle 3D2S cards")
it_behaves_like "payments intents", "UnionPay (debit)", 6_200_000_000_000_047
end
end
context "when payment intent is invalid" do
let(:payment_method_id) { pm_card.id }
let(:customer_id) { customer.id }
let!(:user) { create(:user, email: "apple.customer@example.com") }
let(:credit_card) { create(:credit_card, gateway_payment_profile_id: pm_card.id, user:) }
let(:customer) do
Stripe::Customer.create({
name: 'Apple Customer',
email: 'applecustomer@example.com',
})
end
shared_examples "payments intents" do |card_type, card_number, error_message|
context "from #{card_type}" do
let!(:pm_card) do
Stripe::PaymentMethod.create({
type: 'card',
card: {
number: card_number,
exp_month: 12,
exp_year: year_valid,
cvc: '314',
},
})
end
let(:payment_intent) do
Stripe::PaymentIntent.create({
amount: 100,
currency: 'eur',
payment_method: pm_card,
payment_method_types: ['card'],
capture_method: 'manual',
customer: customer.id,
setup_future_usage: "off_session"
})
end
it "raises Stripe error with payment intent last_payment_error as message" do
expect {
Stripe::PaymentIntent.confirm(payment_intent.id)
}.to raise_error Stripe::StripeError, error_message
end
end
end
context "invalid credit cards are correctly handled" do
it_behaves_like "payments intents", "Generic decline", 4_000_000_000_000_002,
"Your card was declined."
it_behaves_like "payments intents", "Insufficient funds decline", 4_000_000_000_009_995,
"Your card has insufficient funds."
it_behaves_like "payments intents", "Lost card decline", 4_000_000_000_009_987,
"Your card was declined."
it_behaves_like "payments intents", "Stolen card decline", 4_000_000_000_009_979,
"Your card was declined."
it_behaves_like "payments intents", "Expired card decline", 4_000_000_000_000_069,
"Your card has expired."
it_behaves_like "payments intents", "Incorrect CVC decline", 4_000_000_000_000_127,
"Your card's security code is incorrect."
it_behaves_like "payments intents", "Processing error decline", 4_000_000_000_000_119,
"An error occurred while processing your card. Try again in a little bit."
it_behaves_like "payments intents", "Exceeding velocity limit decline",
4_000_000_000_006_975,
%(Your card was declined for making repeated attempts too frequently
or exceeding its amount limit.).squish
end
end
end
end
end