diff --git a/spec/features/consumer/shopping/checkout_stripe_spec.rb b/spec/features/consumer/shopping/checkout_stripe_spec.rb
index 40543e164f..349bb6838b 100644
--- a/spec/features/consumer/shopping/checkout_stripe_spec.rb
+++ b/spec/features/consumer/shopping/checkout_stripe_spec.rb
@@ -88,6 +88,7 @@ feature "Check out with Stripe", js: true do
       create(:stripe_sca_payment_method, distributors: [distributor])
     }
     let!(:shipping_method) { create(:shipping_method) }
+    let(:error_message) { "Card was declined: insufficient funds." }
 
     context "with guest checkout" do
       before do
@@ -111,8 +112,6 @@ feature "Check out with Stripe", js: true do
       end
 
       context "when the card is rejected" do
-        let(:error_message) { "Card was declined: insufficient funds." }
-
         before do
           stub_payment_intents_post_request order: order
           stub_failed_capture_request order: order, response: { message: error_message }
@@ -163,8 +162,6 @@ feature "Check out with Stripe", js: true do
         end
 
         describe "and the authorization fails" do
-          let(:error_message) { "Card was declined: insufficient funds." }
-
           before do
             stub_failed_capture_request order: order, response: { message: error_message }
           end
@@ -181,6 +178,32 @@ feature "Check out with Stripe", js: true do
           end
         end
       end
+
+      context "with multiple payment attempts; one failed and one succeeded" do
+        before do
+          stub_payment_intents_post_request order: order
+        end
+
+        it "records failed payment attempt and allows order completion" do
+          # First payment attempt is rejected
+          stub_failed_capture_request(order: order, response: { message: error_message })
+          checkout_with_stripe
+          expect(page).to have_content error_message
+
+          expect(order.reload.payments.count).to eq 1
+          expect(order.state).to eq "cart"
+          expect(order.payments.first.state).to eq "failed"
+
+          # Second payment attempt is accepted
+          stub_successful_capture_request order: order
+          place_order
+          expect(page).to have_content "Confirmed"
+
+          expect(order.reload.payments.count).to eq 2
+          expect(order.state).to eq "complete"
+          expect(order.payments.last.state).to eq "completed"
+        end
+      end
     end
   end
 end