diff --git a/app/helpers/admin/business_model_configuration_helper.rb b/app/helpers/admin/business_model_configuration_helper.rb
new file mode 100644
index 0000000000..115fcf33ae
--- /dev/null
+++ b/app/helpers/admin/business_model_configuration_helper.rb
@@ -0,0 +1,44 @@
+module Admin
+  module BusinessModelConfigurationHelper
+    def monthly_bill_description
+      plus = monthly_bill_includes_fixed? && monthly_bill_includes_rate? ? " + " : ""
+
+      if fixed_description.empty? && rate_description.empty?
+        t(:free).upcase
+      elsif monthly_bill_includes_cap? && monthly_bill_includes_rate? # only care about cap if there is a rate too
+        "#{fixed_description}#{plus}#{rate_description}{joiner}#{cap_description} #{t(:per_month).upcase}"
+      else
+        "#{fixed_description}#{plus}#{rate_description} #{t(:per_month).upcase}"
+      end
+    end
+
+    private
+
+    def fixed_description
+      fixed_amount = Spree::Money.new(Spree::Config[:account_invoices_monthly_fixed], {currency: Spree::Config[:currency]} ).rounded
+      monthly_bill_includes_fixed? ? "#{fixed_amount}" : ""
+    end
+
+    def rate_description
+      percentage = (Spree::Config[:account_invoices_monthly_rate]*100).round(2)
+      monthly_bill_includes_rate? ? t(:percentage_of_sales, percentage: "#{percentage}%").upcase : ""
+    end
+
+    def cap_description
+      cap_amount = Spree::Money.new(Spree::Config[:account_invoices_monthly_cap], { currency: Spree::Config[:currency] }).rounded
+      monthly_bill_includes_cap? ? "#{t(:capped_at_cap, cap: cap_amount).upcase}" : ""
+    end
+
+    def monthly_bill_includes_fixed?
+      Spree::Config[:account_invoices_monthly_fixed] > 0
+    end
+
+    def monthly_bill_includes_rate?
+      Spree::Config[:account_invoices_monthly_rate] > 0
+    end
+
+    def monthly_bill_includes_cap?
+      Spree::Config[:account_invoices_monthly_cap] > 0
+    end
+  end
+end
diff --git a/config/locales/en.yml b/config/locales/en.yml
index 373440ebfe..5a95fdb567 100644
--- a/config/locales/en.yml
+++ b/config/locales/en.yml
@@ -30,6 +30,12 @@ en:
   confirm_send_invoice: "An invoice for this order will be sent to the customer. Are you sure you want to continue?"
   confirm_resend_order_confirmation: "Are you sure you want to resend the order confirmation email?"
   must_have_valid_business_number: "%{enterprise_name} must have a valid ABN before invoices can be sent."
+  invoice: "Invoice"
+  percentage_of_sales: "%{percentage} of sales"
+  capped_at: "capped at"
+  capped_at_cap: "capped at %{cap}"
+  per_month: "per month"
+  free: "free"
 
   sort_order_cycles_on_shopfront_by: "Sort Order Cycles On Shopfront By"
 
@@ -55,7 +61,6 @@ en:
   footer_links_md: "Links"
   footer_about_url: "About URL"
   footer_tos_url: "Terms of Service URL"
-  invoice: "Invoice"
 
   name: Name
   first_name: First Name
diff --git a/lib/spree/money_decorator.rb b/lib/spree/money_decorator.rb
index fed92b8210..3479bbd9a2 100644
--- a/lib/spree/money_decorator.rb
+++ b/lib/spree/money_decorator.rb
@@ -4,4 +4,9 @@ Spree::Money.class_eval do
   def self.currency_symbol
     Money.new(0, Spree::Config[:currency]).symbol
   end
+
+  def rounded
+    @options[:no_cents] = true if @money.amount % 1 == 0
+    to_s
+  end
 end
diff --git a/spec/helpers/admin/business_model_configuration_helper_spec.rb b/spec/helpers/admin/business_model_configuration_helper_spec.rb
new file mode 100644
index 0000000000..0c44d5c742
--- /dev/null
+++ b/spec/helpers/admin/business_model_configuration_helper_spec.rb
@@ -0,0 +1,69 @@
+require 'spec_helper'
+
+describe Admin::BusinessModelConfigurationHelper do
+  describe "describing monthly bills for enterprises" do
+    context "when a fixed cost is included" do
+      before { Spree::Config.set(:account_invoices_monthly_fixed, 10) }
+
+      context "when a percentage of turnover is included" do
+        before { Spree::Config.set(:account_invoices_monthly_rate, 0.05) }
+
+        context "when the bill is capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 20) }
+          it { expect(helper.monthly_bill_description).to eq "$10 + 5.0% OF SALES{joiner}CAPPED AT $20 PER MONTH" }
+        end
+
+        context "when the bill is not capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 0) }
+          it { expect(helper.monthly_bill_description).to eq "$10 + 5.0% OF SALES PER MONTH" }
+        end
+      end
+
+      context "when a percentage of turnover is not included" do
+        before { Spree::Config.set(:account_invoices_monthly_rate, 0) }
+
+        context "when the bill is capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 20) }
+          it { expect(helper.monthly_bill_description).to eq "$10 PER MONTH" }
+        end
+
+        context "when the bill is not capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 0) }
+          it { expect(helper.monthly_bill_description).to eq "$10 PER MONTH" }
+        end
+      end
+    end
+
+    context "when a fixed cost is not included" do
+      before { Spree::Config.set(:account_invoices_monthly_fixed, 0) }
+
+      context "when a percentage of turnover is included" do
+        before { Spree::Config.set(:account_invoices_monthly_rate, 0.05) }
+
+        context "when the bill is capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 20) }
+          it { expect(helper.monthly_bill_description).to eq "5.0% OF SALES{joiner}CAPPED AT $20 PER MONTH" }
+        end
+
+        context "when the bill is not capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 0) }
+          it { expect(helper.monthly_bill_description).to eq "5.0% OF SALES PER MONTH" }
+        end
+      end
+
+      context "when a percentage of turnover is not included" do
+        before { Spree::Config.set(:account_invoices_monthly_rate, 0) }
+
+        context "when the bill is capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 20) }
+          it { expect(helper.monthly_bill_description).to eq "FREE" }
+        end
+
+        context "when the bill is not capped" do
+          before { Spree::Config.set(:account_invoices_monthly_cap, 0) }
+          it { expect(helper.monthly_bill_description).to eq "FREE" }
+        end
+      end
+    end
+  end
+end