Let people choose which payment methods are available to customers on order cycles

app/models/enterprise.rb

@@ -399,7 +399,7 @@ class Enterprise < ApplicationRecord
   end
 
   def ready_for_checkout?
-    shipping_methods.frontend.any? && payment_methods.available.any?
+    shipping_methods.frontend.any? && payment_methods.available.any?(&:configured?)
   end
 
   def self.find_available_permalink(test_permalink)

app/models/order_cycle.rb

@@ -24,6 +24,9 @@ class OrderCycle < ApplicationRecord
   has_many :distributors, -> { distinct }, source: :receiver, through: :cached_outgoing_exchanges
   has_many :order_cycle_schedules
   has_many :schedules, through: :order_cycle_schedules
+  has_and_belongs_to_many :selected_distributor_payment_methods,
+                          class_name: 'DistributorPaymentMethod',
+                          join_table: 'order_cycles_distributor_payment_methods'
   has_and_belongs_to_many :selected_distributor_shipping_methods,
                           class_name: 'DistributorShippingMethod',
                           join_table: 'order_cycles_distributor_shipping_methods'
@@ -152,12 +155,10 @@ class OrderCycle < ApplicationRecord
     ]
   end
 
-  def attachable_payment_methods
-    Spree::PaymentMethod.available(:both).
-      joins("INNER JOIN distributors_payment_methods
-             ON payment_method_id = spree_payment_methods.id").
-      where("distributor_id IN (?)", distributor_ids).
-      distinct
+  def attachable_distributor_payment_methods
+    DistributorPaymentMethod.joins(:payment_method).
+      merge(Spree::PaymentMethod.available).
+      where("distributor_id IN (?)", distributor_ids)
   end
 
   def attachable_distributor_shipping_methods
@@ -177,6 +178,9 @@ class OrderCycle < ApplicationRecord
     oc.schedule_ids = schedule_ids
     oc.save!
     exchanges.each { |e| e.clone!(oc) }
+    oc.selected_distributor_payment_method_ids = (
+      attachable_distributor_payment_methods.map(&:id) & selected_distributor_payment_method_ids
+    )
     oc.selected_distributor_shipping_method_ids = (
       attachable_distributor_shipping_methods.map(&:id) & selected_distributor_shipping_method_ids
     )
@@ -293,6 +297,18 @@ class OrderCycle < ApplicationRecord
     items.each { |li| scoper.scope(li.variant) }
   end
 
+  def distributor_payment_methods
+    if simple? || selected_distributor_payment_methods.none?
+      attachable_distributor_payment_methods
+    else
+      attachable_distributor_payment_methods.where(
+        "distributors_payment_methods.id IN (?) OR distributor_id NOT IN (?)",
+        selected_distributor_payment_methods.map(&:id),
+        selected_distributor_payment_methods.map(&:distributor_id)
+      )
+    end
+  end
+
   def distributor_shipping_methods
     if simple? || selected_distributor_shipping_methods.none?
       attachable_distributor_shipping_methods

app/models/spree/payment_method.rb

@@ -20,6 +20,8 @@ module Spree
 
     after_initialize :init
 
+    scope :inactive_or_backend, -> { where("active = false OR display_on = 'back_end'") }
+
     scope :production, -> { where(environment: 'production') }
 
     scope :managed_by, lambda { |user|
@@ -57,6 +59,10 @@ module Spree
       Rails.application.config.spree.payment_methods
     end
 
+    def configured?
+      !stripe? || stripe_configured?
+    end
+
     def provider_class
       raise 'You must implement provider_class method for this gateway.'
     end
@@ -71,6 +77,10 @@ module Spree
       nil
     end
 
+    def frontend?
+      active? && display_on != "back_end"
+    end
+
     # The class that will process payments for this payment type, used for @payment.source
     # e.g. CreditCard in the case of a the Gateway payment type
     # nil means the payment method doesn't require a source e.g. check
@@ -120,5 +130,17 @@ module Spree
     def distributor_validation
       validates_with DistributorsValidator
     end
+
+    def stripe?
+      type.ends_with?("StripeSCA")
+    end
+
+    def stripe_configured?
+      Spree::Config.stripe_connect_enabled &&
+        Stripe.publishable_key &&
+        preferred_enterprise_id.present? &&
+        preferred_enterprise_id > 0 &&
+        stripe_account_id.present?
+    end
   end
 end